WEBSITE TERMS AND CONDITIONS OF USE

 

WELCOME TO OUR WEBSITE

By continuing to browse this website, you agree to the following terms and conditions of use, which, together with our privacy policy, govern our relationship with you concerning this website. If you disagree with any part of these terms and conditions, please do not use our website.

 

The term ‘nReal’ or ‘Novo Real’ or ‘Novo Real Co’ or ‘us’ or ‘we’ refers to the owner of the website. These all fall under T/A names for Michael J Christian. The term ‘you’ refers to the user or viewer of our website. The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • This website uses cookies to monitor browsing preferences. If you allow cookies, the following personal information may be stored by us for use by third parties: Non-Personally Identifiable Information such as browser type, local time zone, referring site, device type.
  • We do not provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors, and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than under the copyright notice, which forms part of these terms and conditions.
  • We acknowledge any trademark reproduced in this website which is not the property of or licensed to us.
  • Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of England, Northern Ireland, Scotland and Wales.

 

2. COOKIE POLICY

OUR USE OF COOKIES

We use cookies on our website.

WHAT IS A COOKIE?

A cookie is a piece of information, like a tag, that’s stored on your computer, tablet or phone when you visit our website. It can help identify the device you use whenever you visit us, so we can remember who you are. Cookies are used by websites including ours, to provide you with a better experience when you visit our website and for other reasons, including remembering your preferences. Cookies also help us understand how visitors use our site. For example, what pages they view and for how long, this assists us to create a better website for everyone to experience.

TO BE ABLE TO PLACE AN ORDER ON THE WEBSITE YOU WILL HAVE TO HAVE TO ACCEPT COOKIES

To make the best use of our website, on whichever device you use, you’ll need to make sure your web browser accepts cookies.

WHAT COOKIES ARE THERE?

There are two types of Cookie:

  • Session Cookie
  • Persistent Cookie

Session Cookies are temporary. They start working once a visitor begins viewing the site and deleted once the visitor’s browser is closed.

Persistent Cookies will remain on a visitors device until the time set for the Cookie to expire passes or deleted on purpose. These types of Cookies are activated each time a visitor returns to the site. Cookies fall into four categories;

  1. Strictly necessary
  2. Performance
  3. Functionality
  4. Targeting/Advertising

STRICTLY NECESSARY COOKIES

These are necessary for a visitor to use our website. To navigate and use available features. They do not collect information about you nor be used to identify you or used for marketing purposes.

PERFORMANCE COOKIES

These assist in understanding how visitors use the website. They do not contain or collect any personal information. They are only used to help us improve the visitor experience on our website.

FUNCTIONALITY COOKIES

These enable visitors to customise how a website operates for them. Functionality Cookies can remember, and auto insert Usernames set a website’s language preference and storing your user preferences on Your Account page.

TARGETING/ADVERTISING COOKIES

These types of Cookies allow websites to deliver relevant advertisements to you. Targeting/Advertising Cookies are ‘1st party’, placed on a website by its owner or ‘3rd party’ when an owner permits another organisation to place a Cookie on its site.

WHY DO WE USE COOKIES?

We use Cookies to:

Provide visitors with the best experience possible when on our websites; &

Learn about how our site is visited and used so that we can continue to improve it

WHAT COOKIES DO WE USE?

Includes but maybe not exclusive to:

  • Google Analytics
  • Google Universal Analytics
  • Google Analytics Enhanced Ecommerce
  • Google Conversion Tracking
  • Google Optimize 360
  • Facebook Signal
  • Facebook Pixel
  • Facebook Custom Audiences

HOW YOU CAN MANAGE YOUR COOKIES

We do not recommend rejecting the use of Cookies or deleting them as your experience and capabilities of using our website will be diminished.

You will need to accept them if you wish to place an order on the website.

LINKS TO OTHER WEBSITES

We may provide links to external resources that we believe to be useful to you. These links will lead you to websites managed by third parties that operate using different policies. Should you click on one of these links, you will be leaving nReal’s site for a site over which we have no control.

 

PROGRAM TERMS & CONDITIONS

1. PROGRAMS

APEx, Etc & GROUNDWORKS PROGRAM TERMS & CONDITIONS

Please read the following terms and conditions. These Terms of Use (“Terms”) constitute a legally binding agreement between you and the Company regarding your use of the services provided by the Company and outlined in the terms & conditions below.

 

The Company reserves the right, at its discretion, to change, modify, add, or remove portions of these Terms at any time by posting the amended Terms. Please check these Terms periodically for changes. Your continued use of the services after the posting of changes constitutes your binding acceptance of such changes. When using any particular services, you may be subject to any posted guidelines, rules, product requirements or sometimes additional terms applicable to such services. All such guidelines, rules, product requirements or sometimes other terms are incorporated by reference into the Terms.

 

Your Access Or Use Of The Service Shall Mean That You Have Read, Understand And Agree To Be Bound By The Terms. By accessing or using the service outlined below, you also represent that you have the legal authority as per applicable law (including but not limited to age requirement) to accept the Terms on behalf of yourself and any other person you represent in connection with your use of the Services. If you do not agree to the Terms, you are not authorised to use the Services.

 

1) Copyright & Restrictions

1.1 All information, literature, handouts, strategies, calculations, product and materials related to APEx, Etc. & Groundworks (The ‘Program’) remain the Sole Property of Michael J Christian T/A nReal & Novo Real Co and must not be duplicated or transmitted in any way

2) Information Only

2.1 You are fully aware that this Program constitutes ‘Information Only’ and does not constitute financial recommendations or advice. The Program, and those who deliver it, are not qualified to provide legal, tax, accounting or financial advice, and the information provided to you via the Program is not intended as such. You should refer all legal, tax, accounting, and financially related inquiries to appropriately qualified professionals.

2.2 You are fully responsible for executing the work. You are not hiring us as a consultant or employee, and we are not responsible for any work product or results for you personally or your business.

3) Payment Plan Conditions

3.1 Our ‘Early Adopter’ discounted offer is non-refundable after the first ‘Love it or Leave it’ month. The balance (offered at the then-current discount) is payable in full at the start of the second month.

3.2 If you are on a ‘Pay as You Go’ monthly payment plan, it is an automated process, and payment will be charged once a month on the date of the Program’s commencement. If we are unable to collect payment on this date, we attempt to take payment over three consecutive days.

3.3 Any payments that remain outstanding for longer than 30 days will incur an additional administration charge equal to 10% of the outstanding amount, calculated daily on a pro-rata.

3.4 If your account is overdue beyond 14 days, all services, in-person and online, will be suspended until you bring it up to date.

3.5 Our payment system is automated. Any changes to your payment plan or structure, unless agreed at the start of your Program, may incur a £25 administration fee to amend. Such changes include payment date, amount or any other variations. This fee will be charged immediately and in full on each occasion.

3.6 Your Monthly Subscription fees are non-refundable. We require 30 days written notice for all cancellations. If there is a billing date within these 30 days, you will still be charged. To cancel your Monthly Subscription email us and include your full name and username when requesting cancellation.

3.7 Once the APEx or Etc. program completes, we will automatically roll over onto our Groundworks program unless we have mutually agreed that this is not appropriate. This will be at the then-current Monthly Subscription rate. You accept responsibility for all recurring charges until you cancel your subscription.

4) Program Participation

4.1 We are committed to providing all Program Partners with a positive experience. By purchasing our product/service, you agree that the Company may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate your participation in the Program, without refund or forgiveness of monthly payments if you become aggressive, disruptive or uncooperative. We also reserve the right to terminate this Agreement if you fail to follow the Program guidelines and fulfil your action plans in a timely and effective manner, or if you impair nReal’s team from assisting you. We respect your privacy and must insist that you respect the privacy of nReal.

5) Term

5.1 This Agreement, Terms and Conditions, and your participation in the Program is for six months (APEx) or 3 months (Etc.) from the date of signup.

5.2 The Company will maintain a shared resource that will include all supporting information. You will have access to this shared resource for the duration of the Program.

5.3 At the end of the Program you will be able to continue your access via Groundworks (and all that the Program includes) on a rolling monthly subscription.

5.4 By purchasing a monthly subscription, you agree to an initial and recurring Monthly Subscription Fee at the then-current Monthly Subscription rate. You accept responsibility for all recurring charges until you cancel your subscription. You may cancel your monthly subscription at any time, subject to the terms of our cancellation policy (see below).

5.5 Once you subscribe, Michael J Christian T/A nReal & Novo Real Co will process your monthly subscription fee. We will continue to charge your monthly subscription for each month at the then-current monthly subscription rate until you cancel your membership. We explain how to cancel your membership below in the section’ Program Cancellation Policy.’

6) Program Cancellation Policy

6.1 If you elect for the ‘Early Adopter’ you are welcome to cancel your enrolment in the Program at any time in Month 1 under our “Love it or Leave it” option. You will have no further obligation to pay. If you cancel the ‘Early Adopter’ subscription after the first month, you are liable for the full balance. Any monies paid in the notice period will be kept by nReal.

6.2 If you are on a ‘Pay as You Go’ monthly payment plan, you may cancel at any time after you are billed for the then-current month and before you are charged for the next month by emailing us. Please include your full name and business name when requesting cancellation. Any monies paid in the notice period will be kept by nReal.

6.3 You may cancel your Groundworks Subscription at any time after you are billed for the then-current month and before you are charged for the next month by emailing us. Please include your full name and business name when requesting cancellation. Any monies paid in the notice period will be kept by nReal.

6.4 We may cancel your program membership at any time for any reason by providing written notice to you. In this event, you will not be required to pay any future payments. But all prior charges will be retained by nReal. You are required to pay any outstanding payments if we cancel your enrolment

6.5 If a Program client sets up a competitive business, they may be removed from the Program, and all that includes, immediately. In this event, all prior payments will be retained by nReal. You will pay any outstanding fees if we cancel your enrolment.

7) Earnings Disclaimer

7.1 The Program is specifically designed to see positive results within eight weeks based upon clearly defined discussions. If, after eight weeks, you haven’t seen any benefit, nReal will continue to work with you, and support you.

7.2 Every effort has been made to represent our Programs and their potential accurately. Success in attaining results depends on the time you devote to the Program, ideas and introductions mentioned, your finances, knowledge and complementary skills. Since these factors differ according to individuals, we cannot guarantee your success or specific return. Nor are we responsible for any of your actions. There is no guarantee that you will earn any money using the techniques and ideas in our Programs. Any examples in our materials are not a guarantee of earnings. Earning potential is entirely dependent on the person using our product, ideas and techniques. We are facilitators and connectors, not magicians.

 

nReal PRIVACY NOTICE

Our contact details 

Name: Michael J Christian T/A nReal and Novo Real Co

Address:11 Copse Close, Marlow, Bucks, SL7 2NY

Phone Number: 07772564089

E-mail:michael@novorealco.com

 

What type of information we have 

We currently collect and process the following information:

· Personal identifiers, contacts and characteristics (for example, name and contact details)

 

How we get the information and why we have it

Most of the personal information we process is provided to us directly by you for one of the following reasons:

· We collect your personal information so that we can provide the best possible service to you

We also receive personal information indirectly, from the following sources in the following scenarios:

· Where we are already 1st-degree connections on LinkedIn, or where you have liked our Facebook, Instagram or Twitter page or feed.

 

Under the General Data Protection Regulation (GDPR), the lawful bases we rely on for processing this information are:

(a) Your consent. You can remove your consent at any time. You can do this by contacting michael@novorealco.com

(b) We have a contractual obligation.

(c) We have a vital interest.

(d) We have a legitimate interest.

What we do with the information we have

We use the information that you have given us to provide bespoke information and/or services.

We may share this information with Novo Real Co and Michael J Christian T/A nReal

 

How we store your information 

Your information is securely stored with Mailchimp. Their servers are located in the United States. Because Mailchimp certifies to the Privacy Shield framework, they can lawfully receive EU data. For further details, review Section 20 of Mailchimp’s Terms of Use and Section 5(E) of their Privacy Policy.

 

We keep First name, Last name, Company name (where applicable) and email for a minimum of 12 months. We will then dispose of your information by deleting it from the Mailchimp servers.

 

Your data protection rights

Under data protection law, you have rights, including:

Your right of access – You have the right to ask us for copies of your personal information.

Your right to rectification – You have the right to ask us to rectify information you think is inaccurate. You also have the right to ask us to complete information you think is incomplete.

Your right to erasure – You have the right to ask us to erase your personal information in certain circumstances.

Your right to restriction of processing – You have the right to ask us to restrict the processing of your information in certain circumstances.

Your right to object to processing – You have the right to object to the processing of your data in certain circumstances.

Your right to data portability – You have the right to ask that we transfer the information you gave us to another organisation, or you, in certain circumstances.

You are not required to pay any charge for exercising your rights. If you make a request, we have one month to respond to you.

Please contact us at michael@novorealco.com if you wish to make a request.

 

How to complain

You can also complain to the ICO if you are unhappy with how we have used your data.

The ICO’s address:           

Information Commissioner’s Office

Wycliffe House

Water Lane

Wilmslow

Cheshire

SK9 5AF

 

Helpline number: 0303 123 1113